Mortgage rates  started to rise this year.  Many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appreciate. The latest data on home prices seems to confirm that trend.

The graph below shows an increase in home price appreciation in green:

Sellers Have an Opportunity as Home Prices Re-Accelerate | MyKCMThis is largely due to an ongoing imbalance in supply and demandHousing supply is still low.  Demand is high. As rates started to rise, homebuyers rushed to make their purchases before those rates could climb higher. The increased competition drove home prices up even more.

Experts say prices are forecast to continue appreciating.

What This Means for You

If you’re living in Pittsburgh PA or surrounding neighborhoods and thinking about selling your house, read on.  You have a great opportunity to list your home and capitalize on today’s home price appreciation. As prices rise, so does the value of your home.  This gives your equity a big boost.

When you sell, you can use that equity toward the purchase of your next home.  At today’s record-level of appreciation, that equity may be enough to cover some of your down payment.

Bottom Line

History shows rising mortgage rates have not had a negative impact on home prices. Now is still a great time to sell your house thanks to ongoing price appreciation. Are you ready to find out how much equity you have in your current home?  Would you like to know what’s happening with home prices in your local area?  Connect with local Realtors – the Diane McConaghy Team at REMAX Select Realty.

Work With a local Realtor if You Want the Best Advice

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. and the Diane McConaghy Team does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. and the Diane McConaghy team will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.

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